Checking (Share Draft)

Managing your money couldn't be easier. Our full-featured checking account saves you cash and makes it easier to keep track of your money.

• Overdraft Privilege (see below)
• Night drop
• No per check charges
• No teller fees
• No monthly service charges
• Easy-To-Track Duplicate Checks
• Overdraft Protection from Savings
• Debit Card
• Autoteller 24/7 telephone account access
• Internet banking
• Balancing Checkbook Out of Balance

Conveniently make deposits at ATMs, by mail, Direct Deposit and in person. Open your credit union Checking Account today. It's the smart way to manage your money!

Overdraft Privilege Available

If you write a check and do not have enough funds to cover it, in addition to an NSF fee from your credit union, you may face:

• Making the check good with the retailer
• Retailer/merchant fee.
• Potential damage to your credit rating
• Embarrassment and aggravation

We understand this and want to help.

That's why we're making a discretionary Overdraft Privilege Program available to our
members.

You do not have to sign up for the service-it's automatic- and it costs you nothing unless
you use it! As long as you maintain your account in good standing, which includes at least:
(A) Continuing to make deposits consistent with your past practices; (B) You are not in
default on any loan obligation to Canton Police & Firemen's Credit Union; (C) You bring you
account to a positive balance (not overdrawn) at least once every thirty (30) days and
(D) Your account is not the subject of any legal or administrative order or levy. We will
consider payment of your reasonable overdraft (without obligation) instead of returning it as
a non-sufficient funds item.

With Overdraft Privilege, your check, ATM withdrawal, ACH transaction or debit card
purchase may be covered by your credit union and you will be charged the standard
NSF fee of $25.00 per item along with a daily overdraft fee of $2.00 for each day you
exceed your $500.00 overdraft limit.

You will be sent a notice of non-sufficient funds and will be required to bring your account
to a positive balance within 30 days.

Contact any staff at the credit union for more details. (330) 453-2467