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Checking (Share Draft)

Managing your money couldn't be easier. Our full-featured checking account saves you cash and makes it easier to keep track of your money.

  • Overdraft Privilege (see below)
  • Night drop
  • No per check charges
  • No teller fees
  • No monthly service charges
  • Easy-To-Track Duplicate Checks
  • Overdraft Protection from Savings
  • Debit Card
  • Autoteller 24/7 telephone account access
  • Internet banking
  • Balancing Checkbook Out of Balance

Conveniently make deposits at ATMs, by mail, Direct Deposit and in person. Open your credit union Checking Account today. It's the smart way to manage your money!

 

Overdraft Privilege Available

If you write a check and do not have enough funds to cover it, in addition to an NSF fee from your credit union, you may face:

  • Making the check good with the retailer
  • Retailer/merchant fee.
  • Potential damage to your credit rating
  • Embarrassment and aggravation

We understand this and want to help.

That's why we're making a discretionary Overdraft Privilege Program available to our
members.

You must OPT-IN and it costs you nothing unless you use it! As long as you maintain your account in good standing, which includes at least:
(A) Continuing to make deposits consistent with your past practices; (B) You are not in
default on any loan obligation to Canton Police & Firemen's Credit Union; (C) You bring you
account to a positive balance (not overdrawn) at least once every thirty (30) days and
(D) Your account is not the subject of any legal or administrative order or levy. We will
consider payment of your reasonable overdraft (without obligation) instead of returning it as
a non-sufficient funds item.

When you OPT-IN Overdraft Privilege, your check, ATM withdrawal, ACH transaction or debit card purchase may be covered by your credit union and you will be charged the standart NSF fee of $29.00 per item.

Items will be returned or declined when presented for authorization or payment if you exceed the Overdraft Privilege limit of $700.

You will be sent a notice of non-sufficient funds and will be required to bring your account
to a positive balance within 30 days.

Contact any staff at the credit union for more details. (330) 453-2467

 

 


530 McKinley Avenue N.W. Canton, Ohio 44702
330-453-2467
330-453-2469 Fax

330-453-4642 Auto Teller
comments@cpfcu.net

24-7 After Hours Reporting
For Lost or Stolen Debit Cards
1-800-264-5578

1-866-378-4107
Support for Bill Pay

Members' accounts are not insured or guaranteed by any government or government-sponsored agency.

 

Privacy Statement

We welcome all of your comments, suggestions and questions. Emails are handled by a CPFCU Member Service Representative.  For your security, please do not include sensitive information such as account numbers or social security numbers.